Use HSA or FSA for Treatment
FM-Recovery is a HIPAA-compliant facility accepting HSA and FSA payments for eligible clinical massage. If you have a diagnosed medical condition such as chronic pain or injury, your specialized recovery sessions may qualify as a legitimate medical expense.
Qualifying Health Services
Chronic Pain Relief
Advanced manual therapy focused on reducing persistent muscle pain and physical tension through specialized clinical techniques.
Surgical Rehab
Specific recovery protocols developed to assist with post-operative healing, tissue repair, and the restoration of normal movement.
Injury Prevention
Necessary clinical massage aimed at fixing muscular imbalances and stopping physical decline for veterans and serious athletic individuals.
01
Confirm Coverage
Contact your specific benefits provider to ensure clinical recovery massage is covered. Most insurance plans demand that the treatment be medically essential to address a pre-existing health condition.
02
Get Your LMN Paper
Request a Letter of Medical Necessity from your doctor. This official document must state that clinical massage therapy is a required component of your treatment for a specific diagnosed condition.
03
Complete Payment
Pay for your treatment sessions at FM-Recovery using your chosen card. We issue a comprehensive itemized receipt featuring all clinical codes and HIPAA-compliant data needed for your insurance claim.
04
Request Your Rebate
Upload your detailed receipt and Letter of Medical Necessity to your HSA/FSA online dashboard. Administrators usually complete these medical recovery claims within a few business days.
HSA/FSA Help
Is a medical referral mandatory?
Yes, standard HSA/FSA compliance requires a Letter of Medical Necessity from a physician proving that massage is a required treatment for a specific pathological condition.
What records are provided to me?
We supply professional itemized receipts for all sessions, containing essential CPT codes, NPI numbers, and diagnosis info required for HIPAA-compliant medical reimbursement records.
Is direct payment with my card allowed?
Yes, our secure system welcomes direct HSA and FSA debit transactions. We suggest keeping every itemized receipt on hand should your administrator need to verify any medical service.
Prioritize Your Health
Apply your medical funds toward your next recovery plan.